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Holiday Closure. All branches will be closed on Monday, May 27 for Memorial Day.


HIGH-YIELD SHARE CERTIFICATE PROMOTION Annual Percentage Rate Annual Percentage Yield

6 Month Share Certificate

$1,000-$24,999 4.84 4.95
$25,000-$74,999 4.94 5.05
$75,000+ 5.09 5.21

1 Year Share Certificate

$1,000-$24,999 4.65 4.75
$25,000-$74,000 4.75 4.86
$75,000+ 4.90 5.01

Our Members' Involvement Matters!

If you would like to be more involved with your Credit Union and have a strong desire to help Chemcel continue to grow and succeed, we encourage you to apply for a Vounteer Position.

Click for More Information: VOLUNTEER OPPORTUNITIES


Now, you can transfer your coin and cash on the go.

Our new partnership with Coinstar for Financial allows you to securely transfer your coins and cash directly to your checking account from any participating Coinstar kiosk, from your local grocery store to your favorite retail location.

Now, you can access the team you trust without making a special trip to your nearest bank branch. Locate a participating kiosk near you and bank on your time, on your terms! Find a participating CFCU kiosk!


We have negotiated a reduced fee of 5% for our members. The reduced fee is expected to save our members over 50% when they redeem their coins at a participating CFCU kiosk. The reduced fee only applies when members use a participating CFCU kiosk. The collected fee goes directly to Coinstar and CFCU does not receive a percentage.

Home Banking 2-Factor Authorization Update

Now has 3 ways to sign into your acount:

  • Get Code by Text
  • Get Code by Email
  • Answer a Challenge

It is important to maintain accurate and up-to-date contact information. Updating your information helps keep our communication effective and avoid missed notices or delayed services. If you need to update your email or cell phone number (to receive home banking text updates), plesae contact your local branch.


Chemcel is Here for You!

Chemcel offers Personal Loans with competitive rates and repayment terms to fit your needs.  APPLY NOW for a Chemcel Personal Loan

Boost your cash flow with a Visa Credit Card that is accepted everywhere!  APPLY NOW for a Chemcel Visa Credit Card

We offer Quick and Local decision-making with friendly Texas service from start to finish!

Annual Meeting and Election of the Credit Union Notice

The Annual Meeting and Election will be held on April 26, 2024 at 4:00 PM CST. 

There are two (2) terms expiring on the Board of Directors. The following two (2) candidates have been nominated for election by the Nominating Committee:

  • Lauren Richerson - three (3) year term (incumbent)
  • Dheeraj Kumar - three (3) year term

Notice of Annual Meeting and Election of the Credit Union

We hope you will be able to attend the Annual Meeting and Election. For more information visit News & Events

Beginning June 26, 2023 CFCU will require members have, at minimum, an eleven (11) digit password with the following characteristics:

  • Password must contain at least 11 and up to 1,024 characters

  • Passwords must contain at least 3 different characters (uppercase letters, lowercase ledtters, numbers and symbols

CLICK  Creating Password Tips

For more information on protecting your Identity Click: Foiling Identity Theft Handout

Foiling Identity Theft Video

Learn how to keep your personal information safe at home and on the go!

Thank you for your cooperation as CFCU strives to make account access safe and secure.

Drive Away with a GREAT RATE!

  • New Vehicle

  • Pre-Owned Vehicle

  • Refinance*

  • Get Pre-Approved for more purchasing power!

Apply Day or Night * From Your Favorite Device

Get to know us a little better...

We've made it pretty darn EASY to enjoy a Better Banking Experience!

Click Alert: Member Scam Red Flags & Prevention Tips