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Need a little extra cash? Everyone deserves a break! Click Read More for July SKIP-A-PAYMENT coupon


Everyone Deserves a Break!

  • You must be in good standing with the credit union
  • Loan and credit card balances must be current
  • Applies to loans granted before January 1, 2023 (real estate and home equity loans are not eligible)
  • Coupon for ACH payments from other financial institution must be received by June 23, 2023
  • Coupon for all other payements must be received by June 29, 2023
  • $25.00 fee per loan applies
  • Some loans may not qualify. Interest will accrue during the period to be skipped, which will extend the term of the loan(s)
  • Regular payments will resume for August 2023

DOWNLOAD COUPON, complete and return to your local branch. If you have questions please contact your local branch.

You can feel confident about the security and stability of your credit union and your accounts at Chemcel FCU. We have sound financial policies. Your deposits (savings, checking, money markets, certificates and retirements accounts) are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor.

Credit union members have never lost a penny of insured savings at a federally insured credit union.

Visit for more information about the National Credit Union Share Insurance Fund coverage.

Click Your Credit Union: A Safe Harbor for a message from Michael Engel, CEO/President.

Make Your Money Work For You!


  • 13-Month Share and IRA Certificate Rates
  • 25-Month Share and IRA Certificate Rates

Minimum Balance

Dividend Rate APY
13- & 25-Month $1,000 4.35% 4.44%
13- & 25-Month $25,000 4.45% 4.54%





25-Month $75,000 4.60% 4.70%

HURRY... These Rates Won't Last Long!

See our Website "Rates" for more details or contact your local branch.


Drive Away with a GREAT RATE!

  • New Vehicle

  • Pre-Owned Vehicle

  • Refinance*

  • Get Pre-Approved for more purchasing power!

Apply Day or Night * From Your Favorite Device

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We've made it pretty darn EASY to enjoy a Better Banking Experience!

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