Ready for a New Ride? Rates as low as 5.75% for up to 84 months! Apply & Sign Online

BUYING OR REFINANCING?

We offer a 30 year fixed rate at 5.00% / 6.153% APR* and a 20 year fixed rate at 5.75% 5.965% APR*

Take advantage of our competitive fixed rate mortgages and save!

Purchase and refinance options

Full team of mortgage experts

Streamlined Mortgage application

*Available on all purchase and refinance applications, in the State of Texas only, for a primary residence using a conforming conventional loan portfolio product with Chemcel Federal Credit Union. Not eligible on multi-unit properties, condos, townhomes, or manufactured houses. The Conventional Rate/APR examples assume 20% cash down payment required by the borrower with 80% financing on a purchase. All lending products are subject to credit and property approval. Additional restrictions may apply. Equal Housing Opportunity.

Mark Crowley, Mortgage Consultant

[email protected]

(469) 613.4085 | NMLS ID# 458989

Our Members' Involvement Matters!

If you would like to be more involved with your Credit Union and have a strong desire to help Chemcel continue to grow and succeed, we encourage you to apply for a Volunteer Position.

Click for More Information: VOLUNTEER OPPORTUNITIES

WE ARE GOING GREEN...

Now, you can Transfer your Coin and Cash On-the-Go.

Our new partnership with Coinstar for Financial allows you to securely transfer your coins and cash directly to your checking account from any participating Coinstar kiosk, from your local grocery store to your favorite retail location.

Now, you can access the team you trust without making a special trip to your nearest bank branch. Locate a participating kiosk near you and bank on your time, on your terms! Find a participating CFCU kiosk!

Due to the success of the Summer Promotion...

No Fees continue with Coinstar

Home Banking 2-Factor Authorization Update

Now has 3 ways to sign into your account:

Get Code by Text
Get Code by Email
Answer a Challenge

It is important to maintain accurate and up-to-date contact information. Updating your information helps keep our communication effective and avoid missed notices or delayed services. If you need to update your email or cell phone number (to receive home banking text updates), plesae contact your local branch.

Chemcel is Here for You!

Chemcel offers Personal Loans with competitive rates and repayment terms to fit your needs. APPLY NOW for a Chemcel Personal Loan

Boost your cash flow with a Visa Credit Card that is accepted everywhere! APPLY NOW for a Chemcel Visa Credit Card

We offer Quick and Local decision-making with friendly Texas service from start to finish!

Annual Meeting and Election of the Credit Union Notice

The Annual Meeting and Election will be held on April 25, 2025 at 4:the Martin Sanchez Building in Bishop, TX at 4:00 PM CST.

There are three (3) terms expiring on the Board of Directors. The following three (3) candidates have been nominated for election by the Nominating Committee:

Steve Davis- three (3) year term (incumbent)
John Reeser - three (3) year term (incumbent)
Kathy Borhauer - three (3) year term (incumbent)

2025 Notice of Annual Meeting

We hope you will be able to attend the Annual Meeting and Election. For more information visit News & Events

Beginning June 26, 2023 CFCU will require members have, at minimum, an eleven (11) digit password with the following characteristics:

Password must contain at least 11 and up to 1,024 characters
Passwords must contain at least 3 different characters (uppercase letters, lowercase ledtters, numbers and symbols

CLICK Creating Password Tips

For more information on protecting your Identity Click: Foiling Identity Theft Handout

Foiling Identity Theft Video

Learn how to keep your personal information safe at home and on the go!

Thank you for your cooperation as CFCU strives to make account access safe and secure.

Online Banking

Notice Details