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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of November 1, 2018. Fees may reduce earnings.

Kasasa Cash*Learn More

Balance Rate APY
0 - $20,000 2.96% 3.00%
$20,000+ 0.60% 3.00% to 1.00%
All balances if qualifications not met 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

But if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver*Learn More

Balance Rate APY
0 - $10,000 0.50% 0.50%
$10,000+ 0.25% 0.50% to 0.27%
All balances if qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking 

But if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Regular Savings AccountLearn More

Balance Dividend Rate APY
$25 - $24,999 0.15% 0.15%
$25,000 - $74,999 0.30% 0.30%
$75,000+ 0.44% 0.45%

Money Market AccountLearn More

Balance Dividend Rate APY
$2,000 - $24,999 0.39% 0.40%
$25,000 - $74,999 0.49% 0.50%
$75,000+ 0.58% 0.60%

Other Savings Accounts

Account Dividend Rate APY
IRA Shares 0.99% 1.00%
Christmas Club 0.44% 0.45%

Share Certificate/IRALearn More

Term Minimum Balance Dividend Rate APY
6 Months $1,000 0.74% 0.75%
1 Year $1,000 0.99% 1.00%
2 Year $1,000 1.48% 1.50%
3 Year $1,000  1.98% 2.00%
4 Year $1,000  2.03% 2.05%
5 Year $1,000  2.12% 2.15%

Penalty for early withdrawal.

Mini-Jumbo Share Certificate/IRALearn More

Term Minimum Balance Dividend Rate APY
6 Months $25,000 0.79% 0.80%
1 Year $25,000 1.04% 1.05%
2 Year $25,000 1.53% 1.55%
3 Year $25,000 2.03% 2.05%
4 Year $25,000 2.08% 2.10%
5 Year $25,000 2.17% 2.20%

Penalty for early withdrawal.

Jumbo Share Certificate/IRALearn More

Term Minimum Balance Dividend Rate APY
6 Months $75,000 0.84% 0.85%
1 Year $75,000 1.09% 1.10%
2 Year $75,000 1.58% 1.60%
3 Year $75,000 2.08% 2.10%
4 Year $75,000 2.13% 2.15%
5 Year $75,000 2.22% 2.25%

Penalty for early withdrawal.

Vehicle/Secured LoansLearn More

Term A B C D E F
Up to 36 months     3.50%      5.75% - 5.90% 7.50% - 8.50% 9.50% - 10.50% 14.25% - 15.25% 18.00%
37 - 48 months     3.50%   6.10% - 6.25% 7.75% - 8.75% 9.75% - 10.75% 14.50% - 15.50% 18.00%
49 - 60 months     3.50%   6.45% - 6.60% 8.00% - 9.00% 10.00% - 11.00% 14.75% - 15.75% 18.00%
72 months     3.50%   6.95% - 7.10% 8.50% - 9.50% 10.50% - 11.50% n/a n/a
84 months     3.50%   7.45% - 7.60% n/a n/a n/a n/a

Personal LoansLearn More

Term A B C D E
24 months 9.00% 11.50% 12.50% 14.50% 18.00%
36 months 10.00% 12.50% 13.50% 15.50% n/a
48 months 11.00% 13.50% 14.50% n/a n/a
Anytime Cash Line of Credit 15.00% 15.00% 15.00% 15.00% 15.00%

Credit CardsLearn More

Card APR
Platinum Visa 9.75%
Gold Visa 11.75%
Visa 13.75%