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Personal Insurance

Chemcel is committed to creating financial security for all members. That means not only providing lending and investment services, but also helping you to protect your family's future. Members' of Chemcel Federal Credit Union may qualify for a variety of the insurance policies listed below.

Accidental Death & Dismemberment Plan (AD&D)
Life Insurance
Home Owners Insurance
Members Auto Insurance

Accidental Death & Dismemberment Plan (AD&D)
Chemcel Federal Credit Union is interested in protecting your family's financial stability. That's why Chemcel has partnered with CUNA Mutal to provide a plan that would make accident insurance coverage an important added benefit to our Credit Union Membership.

Chemcel FCU provides each account holder between the age of 18 through 69, a $2,000.00 AD&D benefit at no cost. Simply complete the enrollment form, mail it in and CUNA will mail you a certificate. This policy will not require renewing. As long as you have your credit union account and the credit union maintains this program, you will have this coverage. Members can increase the coverage amount at anytime by selecting a plan in addition to the provided coverage. Premiums will be deducted from your account automatically.

For more information contact one of our member service representatives at (361) 584-6246.


Life Insurance

Whole Life Insurance - This plan offers coverage for your entire life and the premiums will remain level throughout your lifetime.
Combinations of Term and Whole Life - There are considerable advantages to combining the economical protection of term insurance with the cash values of whole life.
Tax Advantages - Life insurance benefits are federal income tax-free, cash accumulations are
tax-deferred and policy loans are tax-free.
For more information on these Life Insurance services, please contact Credit Union Member Services at 1-800-356-6006. A professional, licensed insurance Representative will talk to you about the benefits of a life insurance plan designed to meet your needs.

Home Owners Insurance
Professional advice at no cost or obligation are available at 1-888-380-9287, be sure to mention Key Code 5041.

Insurance includes: Discount for Chemcel members, customized coverage, renters insurance and 24 hour, 7-days-a-week claims service.


Members Auto Insurance
Free, no obligation rate quotes are available at 1-888-380-9287, be sure to mention Key Code 4771.

Discounts for credit union members, rates guaranteed for 12 full months and convenient payment options.



Plus...

Check current loan rates

Use calculator to determine payment

Apply for a loan

See how you can get up to 1% APR off the current low rate

Check autos for sale

Get NADA pricing

Check your current loan balance, interest paid, make a payment and more on Online Service

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.


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